Meyerland Plaza †Real Estate Finance

This paper will take Chip Douglas and Steve Clark into a big decision on how to recommend to HMC the redevelopment of Meyerland Plaza. Because of the existing problem that took place 1980’s by the lending who take advantage the practice of lending and savings loan institutions the S&L who owns one parcel of the Meyerland Plaza lot. The W&C who called Chip and Steve was confident that they could leverage their leasing and development experience into larger-scale transactions. They were willing to make a significant co-investment of their own capital into the Meyerland redevelopment a deal that they had been working on for the past three years.Persuading the MHC to Invest in the Redevelopment of Meyerland PlazaMeyer land Plaza’s location is situated from on a 59-acre site fronting the West loop of Interstate 610 in fully developed southwest Houston. Meyerland Plaza is three miles from Houston’s Galleria area and the Texas Medical Center. The site was bordered on th e North by a   small strip shopping center, on the south and west by west existing residential development, an on the East by the West Loop 610 freeway. The place has 365,000 people (166,000 households) with income of $48,000 by 1999 will increase to 422,000.Beside the population was increasing yearly and the demand also increase. With this situation the HMC would not hesitate to invest to Meyerland Plaza as one of the promising company in the future.Risk that the HMC consider in Investing to Meyerland PlazaIt involves big Investment of about $19.5 million in equity and $35.2 million in construction debt. Most developer were wary of the exposure of closing a floating-rate construction and planning permanent, fixed-rate financing at a future undefined rate. Another factor to consider was the relative volatility of returns to retails development deals versus office or industrial deals. Mitigation that can be Foresee on the above IssueThe proposed redevelopment will offer the unique combination of the economics of the power center at the size of a typical regional mall.The project generate a highly predict table cash flow given the credit quality of the tenants.The proposed redevelopment will offer the unique combination of the economics of the power center at the size of a typical regional mall.Anticipated returns are 18% to 24% base4d on a five year holding period.Conclusion Chip and Steve had made a good decision in recommending to HMC because it is a good site and the populations in these areas are increasing yearly. According to the survey the community living in that area need a convenient shopping that Myer land Plaza can offer.The location is good that located within a densely-populated, stable trade area accentuated by significant purchasing power.Beside most power centers are on the fringe of markets demographic visibility and access from Loop-610 North & south. There is no doubt that investment of HMC will surely return in shorter period of year. In general, based on the above mitigation, if I were Chip and Steve, I also recommend to HMC in investing the redevelopment of Meyer land Plaza.ReferenceMeyerland Plaza. 2006. October 9, 2006

Why We Should Save Natural Resources

Why We should save natural resources because if we don’t, life will die out Have you ever wondered what would happen to the earth if we used all of the natural resources? Is it a possibility that this would happen in the near future? Well, at the current rate of resources being used it might happen. Renewable resources can Be used more than once. On the other hand non-renewable resources cannot be restored after being used once it’s used. Additionally non-renewable resources are in limited supply and be used once.Examples of these resources are Coal,oil and natural Gasses, they are known to be fossil fuels; They take millions of years to form. They have to be mined or drilled from deposits deep within the earth. And the Reason we should save them is because if we don’t what will we have left for example if we use too much paper we will end up cutting down all the tree’s on earth causing the CO2 level’s to go to high and kill us all. That is why my f amily save all paper we use and double side our work. The Future of our economy lies in how much we use natural resources.And according to the Political Economy of Natural Resources â€Å"The Development and taking of Resources leads to wars among countries and within countries†(the Political Economy of Natural Resources) And if natural resources Cost more money guess who suffers? The people do, Such as if we use up all our oil the price for a car and it’s maintenance would be very high. And Gail Tverberg believes â€Å"If the price of oil goes up the price of everything goes up† Natural resources don’t only affect the economy but the environment too. Natural resources are found throughout nature.So when we use it up the environment suffers to most. Without forests in certain areas will never have forests again. So by cutting down trees you are basically abusing the earth. And a source states â€Å"That forested area are decreasing 1% every year† s o basically in about 100 years we will die unless we stop cutting down trees and planting more of them. And half the world’s forest has already been cut down so without the trees what will stop the the soil erosion will permanently destroy the land and if that land is destroyed.And if the land is destroyed what will trap the Carbon dioxide or give oxygen. So if we take the natural resources, the bionetwork = earth abuse = no life after some amount of years. The world’s population has grown over the years, and because of this, more resources are needed. and as more people are born there is fossil fuels used because we need to heat more people’s heating bills and electricity. So the More people born then dead in a day can make the years the earth have less.And i have a some reasons why hydrogen should be our fuel until we can plant enough trees for soil erosion to go away and to get some more natural resources Reasons= It is colorless and odorless it is not a foss il fuel With the right technology using hydrogen, the sun and the wind we could get enough energy to power the whole US in 1 year. and after all the whole us is been powered stably we could store that energy and within 10 year we could have power to power the whole planet for at least 2 full years and all of the power is coming from renewable sources.And 90% of it is produced from natural gas after we make it pure it will be able to power almost everything including automobile, heat, electricity, and water Clean burning fuel It does’t emit greenhouse gasses which ruins the ozone layer Although Nonrenewable can be made from water (which has 2 part hydrogen and 1 part oxygen) and the sun. It can be made without mining from a limited supply It can be replenished through a natural processes it is the simplest element with only one proton and one eletron.

Marketing and Micro Environment Essay

Effective marketing incorporates macro and micro-marketing strategies, terms that may not be very familiar to many small businesspeople. They are important concepts, though, that when applied effectively can help to boost advertising results. Even small businesses can learn how–and why–to consider the impacts of macro and micro impacts in their planning and strategy. Micro Environment The micro environment, as the name suggests, is the immediate environment that impacts a business. The micro environment includes considerations related to suppliers, customers and local stakeholders, including local government agencies or regulatory bodies. The micro environment can generally be considered the local environment where the business operates and the business owner is likely to be somewhat aware of the impacts that they are faced with. Macro Environment The macro-environment includes those things that may impact small businesses but which are outside of their control. It is the larger, external environment within which businesses operate from an industry or economic standpoint. Using Strategy Effectively In considering the micro and macro impacts on a business, internal and external factors must be considered. Businesses use a variety of tools in planning to consider these impacts, including the SWOT, which is strengths, weaknesses, opportunities and threats; analysis; the PEST, which is political, economic, social, technological, and Porter’s 5-Forces Analysis, which is the threat of new competitors, the level of competition, the threat of substitute products, and the bargaining power of customers and suppliers.

Summarize the argument of one philosopher Essay Example | Topics and Well Written Essays - 500 words

Summarize the argument of one philosopher - Essay Example According to his explanation, this implies that to some people, the idea that God commands one not to do something will have a grave meaning or importance to their thinking that they will really have to consider that before coming to their conclusive decision. However, he is quick to add that the understanding of the idea one will have when deciding what is wrong or right does not serve the an answer to understanding what is morally right (p. 34). This means that a person should be made to understand why some things or actions are morally unacceptable rather than offering a template of do’s and don’ts as purported by the scriptures. The idea of morality is left vague and according to ethical relativism, this has been catapulted by the fact that morality is quite so relative and depends on other factors such as location, age or culture. An action that is acceptable in a given locality may be totally absurd in another geographic location hence calling the attention of what is morally right. According to Miller, to deeply understand ethical relativism which tries to explain whether there is a universal norm or what is considered universally correct. Therefore to conclude, an action can never be morally acceptable across all cultures or age groups. There are only moral norms that define or tie a certain group of people in a given society (p. 34). This forms the basis of moral relativism. However, as he explains, a norm may not be totally accepted in a society by all the members (p. 35). He uses abortion in the U.S. perspective to address this point. This makes moral relativism tough to understand. To address this confusion we agree that the rightness or wrongness of an action will be decided by other factors such as the harm they may inflict to someone’s physique or infringing on their privacy (p. 35). This is the basis of context sensitivity which explains the application or

Course Project Proposal Essay Example | Topics and Well Written Essays - 750 words

Course Project Proposal - Essay Example Thailand’s private sector is therefore strong. The well-developed physical infrastructure also distinguishes it from many other Asian economies. In terms of natural resources, Thailand has â€Å"large stretches of fertile land and favorable growing conditions†¦ [that gives] Thailand a strong agrarian foundation on which it has built a complex, multifaceted economy, which is now well established in the industrial and high technology sectors† (Encyclopedia of Modern Asia, 2006). Its economy was one of East Asia’s best economic performers during 2002-2004 (as it was also in the 1960s and 1970s (countrystudies.us)) when it experienced a rapid increase in GDP to over 8%. The GDP then stabilized to between 5-6% for a few years thereafter, and then declined into the red in 2009 due to the worldwide recession. Inflation was very high last year (9.2% in July, 2008) but Thailand is currently experiencing a deflation of its economy. The rate of unemployment is low. It stood at 1.2% in September 2009. Thailand’s economy is heavily export dependent, â€Å"with exports accounting for more than two thirds of GDP† (tradingeconomics.com). This was over 70% in 2008 (state.gov). Thailand’s exports were $175.3 billion and imports were $175.1 billion in 2008. Thailand’s main export commodities are agricultural products, textiles and footwear. It is â€Å"the world’s second largest exporter of gypsum, leading supplier of rice and a major exporter of shrimp† (tradingeconomics.com). it also has strong automobile, high-technology, and electrical appliance industries that are now exporting to other countries and therefore also contributing to Thailand’s overall economic growth. Its main import commodities are capital goods. In 2009, Thailand has been consistently enjoying a positive balance of trade whereas it was fluctuating in 2008. Within Thailand itself, privatization and liberalization are helping to

Modual 6 questions see below Coursework Example | Topics and Well Written Essays - 500 words

Modual 6 questions see below - Coursework Example Industrial farming quickly utilize the top soil. When the top soil is exhausted the land remains bare, and the farmers clear trees for more virgin lands. Since its inception, a third of the earth’s topsoil has been lost. Making the Industrial farming one of the largest enemy of the soil. The soil is diminishing in quantity and quality in Midwestern areas. This is due to the heavy agricultural machinery that compact the soil leaving behind heterogeneous clamps that are loose and impermeable to rainwater leading to erosion. Plant roots are unable to penetrate the land and the reverse process of compaction will require decades to occur. Sahel is another location with diminished quality and quantity of soil. The consequences include the region moving more into a desert periphery. The regions now experience hot days and harsh winds. A large portion of the soil has turned into stone hard soil that water and plant roots are unable to filter or penetrate. The lands stretching from the northern Africa are also having poor quality and quantity of soil. This is due to human activities such as overgrazing and deforestation. The consequences of their action are desertification and huge famine in 1980s that killed over 100,00o people in the region (Richardson, 2008) Soil is the mixture of fine matter consisting of organic remains, rock particles and clay. It forms the top most layer of the earth and support plant growth. It is normally black or dark brown in color and act as a habitat for some animal as insects and worms. Soil erosion comprises of the removal of the earths top soil that has no vegetative cover by surface runoffs and other agents. This top soil is normally rich in humus and the best for plant growth. Soil erosion occurs when agents as wind and water flow over the soil carrying the loose top soil and depositing it at other places like riverbanks and the ocean. Soil desertification is the degradation of land due to loss

DQ1charwill and DQ2. DD Essay Example | Topics and Well Written Essays - 250 words

DQ1charwill and DQ2. DD - Essay Example When selecting dimensions of job satisfaction, it is essential to be vigilant since it may contribute to either retaining or sending away the employees. An example of a dimension is the satisfaction with the fulfillment of job. This is a sense of accomplishment that the employees seem to have possessed after using their skills maximally and it further motivates them to put more effort (Stewart, 2012). As a result, it contributes to the employees` retention. The writer portrays a good character towards the employees because in his company, individuals get challenged constantly and have the freedom of giving their opinions for the better of the company. An example of a job satisfaction dimension that does not contribute to the retention of employees is `satisfaction with a group.’ Due to the fact that most employees prefer personal work, when placed in to groups, the outcome at many times affects the company negatively because of different personality (Hellriegel, & Slocum, 2011 ). There are other additional several steps or methods that the company may employ to ensure that high-quality employees are retained. Firstly, the company can retain employees of high quality by availing favorable opportunities to them that may help them the earn more (Fannie, 2012). Another step is to appreciate the ethical practices, conducting proper communication with them and adopting an acceptable culture within the organization. In addition, job satisfaction also has other dimensions such as hygiene and motivation that also might help the company to retain the